Make More Money Now in 5 Easy Steps

Everyone wants to make more money, even Bill Gates!
I don’t think Bill will read my article though….lol

To manage your money, you actually need to have some to start with. Here are 5 easy ways to make more money this weekend.

It used to be that if you needed to make more money, you needed to pick up a second job, like bussing tables a few weekends a month or showing up early at the bakery to help with the ovens.

Now, thanks to the doors opened by the internet, and the ease of starting your own business, it’s gotten easier than ever to bring in some extra money without working yourself to death in the process.


No matter what you do for a living, there’s always an incentive to make more money. Maybe you’re trying to pay off credit card bills, save up for something special, or have a little cushion should something unexpected happen in your life.

Here are five ways you can make more money in a pinch:

1. Ask for a raise at your current job.

There’s no doubt that asking for more money is difficult, especially during a recession, but that doesn’t mean it’s impossible. Most people are too scared to ask for a raise, so you can use this to your advantage.

* Assemble a list of the things you’ve accomplished at your work in the last nine months and make your case.


* Another way you may be able to make more cash at your job is to ask your boss if there’s extra work you can do to gain more hours or get paid more for increased responsibilities.

2. Sell your unused items.

Do you have books you’ll never read again collecting dust on your bookshelf? Is your closet full of outgrown or embarrassing clothes? Are your old computers taking up too much space? Sell them!

* Have a yard sale.


* Sell your things to specialty shops like second hand clothing shops, used bookstores, used furniture stores, or even repair shops that need parts from what you have.


* Use eBay. Lots of things without local markets have a national or global market, and there are people who’ll buy the oddest things on eBay.

In particular, if you’ve got some sort of fairly obscure electronic hardware, try selling it on eBay first. Chances are someone wants it and is willing to pay a premium for it.

3. Get a work from home job.

There are lots of telephone based customer service jobs that you can do with just a computer and an Internet connection. Some of them pay remarkably well and all of them have relaxed dress codes to boot!

4. Start your own part-time business.

Transform one of your hobbies or skills into a second business. There’s nothing quite as exhilarating as turning your love for something into a business and making it profitable.

5. Trade skills for cash.

Are you a skilled seamstress, writer, or graphic designer? There are countless websites where you can use your expertise to earn extra money.

Not Sure how to start to make more money?

* If you’re not sure how to get started, take a few minutes to do an Internet search. Resources abound on the ‘net that can help you find buyers for your skills.

Many of these money-making ideas will work fairly quickly with little effort. You can take it one step further and significantly boost your income by creating a business you can run from the comfort of home.

Its all about devising a plan and taking massive action. Take action and you can make more money today!!

Tags: make more money, money, more money

How You Can Save Money During a Recession 

We would all like to save money during the current economic climate, so how can you save money during a recession? It’s all about planning, cutting frivolous costs, and changing the way you spend money.

Finding ways to cut back on your spending can help you during this difficult economic period. Saving money is always good, but it’s a skill that becomes especially important during a recession.

Whether you want to admit it or not, there’s a global recession happening, and it’s affecting millions of families. People are being laid off, companies are going under, and even some state governments are completely broke.

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Here are some handy tips you can use to help you save money:

1. Put the credit card down.

Credit purchases may get your “stuff” now, but you’ll pay double for it later. If you want something, save up and pay cash or wait.

2. Pay important bills first.

The mortgage, electricity, water and heat have to be paid no matter what.

3. Unplug.

If there are things in your house plugged into the wall and you aren’t using them, unplug them. Many items, like computers and phone chargers, draw electricity whether they’re on or not. Plug it in when you need it, then unplug it when you’re done.

4. Lower your thermostat.

Set your thermostat at a specific temperature and leave it there. 68 to 70 is an energy-saving setting in the winter. If you get chilly, put on a sweater or grab a blanket. You’ll save more than you realize on your heating bills.

5. Save Money on groceries.

Groceries are a huge, yet necessary, expense. After the bills are paid, most of the budget will fall into the groceries category.

* Buy non-perishable foods in bulk. Many items can be bought in bulk such as rice, canned foods, and frozen foods

* Buy generic rather than name brands. They usually taste just as good but cost less.

* Make a list of what you need and stick to it. It really is that simple!

* Never shop on an empty stomach. Eat before grocery shopping; otherwise, you’ll wind up buying more junk and convenience foods because you’re hungry.

* Avoid shopping at expensive stores, even if they’re closer to home. Instead, go a few miles out of the way for the discount grocery stores. Most items in the store are exactly the same thing, other than the price tag.

* Cut and use coupons. 10 for $10 deals and sale items are your friends. Combining coupons with sales can slash your grocery bill even more.

6. Rent movies instead of going out.

Have a movie night once a week. Sit down with some popcorn (the kind you pop on the stove) and watch a movie. This is a great way to spend quality family time, without much expense.

7. Cook at home.

If you go out to eat two or three times a week, cut back to once every two weeks or once a month. Instead, learn to cook at home. If you plan ahead and cook in quantities, you’ll save time and save money by popping the extra portions into the freezer.

Teach your Kids about Money – Click Here!

It’s important to stick with your plan to save money during a recession. Making a change for a week won’t do the trick. Committing to changing bad habits for good will reap the greatest benefits in the long run.

These are just some of the many ways to save money and stretch your dollar a bit further during these challenging times. These tips require a change to your habits, which can take some getting used to. In time, however, you’ll adjust and the money you save can make a big difference in your budget.

Saving money is important anytime but if you can save money during a recession – imagine what you can save when the economis crisis turns around!

Tags: money, recession, save, save money, save money during a recession

Top 5 Money Management Tips

One of my readers has asked for advice on money management and as I am actually qualified in this area, I have decided to write a series on how to rule your money rather than it ruling you and offer some useful money management tips along the way!

Today we will start with a few easy suggestions to get you on the way to keeping more of your money in your pocket!

 

When you are looking to save money for an investment or a big expense like a vacation, car or home, you need to implement money management tips. Remember that managing your money doesn’t mean you have to give up your entire life, it just means that you have to be a little more mindful of your cash flow.

Here are some simple start ups for you…..

1. Map Out Your Expenses

For a month, write down everything you buy. Don’t worry about obsessively reviewing it every day, but take the time to make it accurate. You’ll find that there are plenty of unnecessary purchases you can eliminate from your budget without thinking twice.

* This is a great way to track your cash expenses, which includes all the times you stop for coffee, go out for lunch, or stop by the dry cleaners. Write down every penny spent and review it the end of each month.

2. Pay Your Bills on Time

This goes without saying, but keep in mind that missing your payments on your bills will make the late fees pile up. This should also be a reminder to make sure that you return your library books or DVD rentals on time.

* Set up automatic bill payments and you’ll never have to worry about late fees again.

3. Reduce Unnecessary Services

One of the most common money wasters is paying for services you really don’t need. For example, how many television channels do you really watch? Chances are good that there are a few dozen channels you simply never turn to. If you can get rid of some of your programming, you just may find that you’ll have some extra cash at the end of the month.


* Call your telephone, television, and wireless phone companies and ask if your plan is the most cost effective. If you don’t use call waiting or text messaging, don’t pay for it.

4. Reduce Driving

With the skyrocketing prices of gas, try alternate methods of transportation, especially for frequent or shorter trips. Get a bike, try the bus or train when you travel, or walk if you’re heading somewhere closer. Take some time and really analyze where your gas money is going.

* If you can’t use public transportation to get to work, consider carpooling with someone else in your company. This reduces the wear and tear on your car and will save you gas money, especially if three or four people share the ride. Also try grouping your errands all at once so you can get it all done in one trip.

5. Budget Your Eating Expenses

When you’re looking at where you spend your money, you might be surprised that so much of it is spent on take-out or restaurants. It all adds up!

* Limit the number of times you go out every week and start planning your menus when you cook at home. This will make a huge difference in your grocery bill.

Make Sure to Get Your Family Involved

Saving money and using these money management tips will be easier if you have your whole family on board, supporting the effort together. After all, these are good money lessons to teach children of all ages.

Don’t be intimidated with the idea of saving money. Just by implementing a few of these tips each month – and sticking with it – will help you keep more money in your bank account!

I have lots to share on this topic, but didn’t really consider this issue personal development until I was asked!

When you think about it though, it is definately a self improvement topic when you will be better off both financially and have a better attitude to life with more money to spend!

I will write regularly on money management and plan to offer money management tips and suggestions at least twice weekly from now on!

Tags: money, Money Management, money management tips